Cablecroft Capital Group, a small-business funding broker in Albany, Georgia, works with owners in Leesburg, GA, in Lee County, about 10.8 miles north of its office, by phone and online. The Census counted 388 employer establishments in the town's ZIP, 31763, in 2023 (ZBP). Every rate, every term and every yes or no belongs to a lending partner.
| County | Lee County, GA |
|---|---|
| From Albany, GA | 10.8 miles north |
| Employers, ZIP 31763 | 388 establishments with payroll, 2023 ZBP |
| Fewer than five staff | 54.1 percent of ZIP 31763 employer establishments |
| Top sector | Retail trade (55) |
Where Leesburg, GA ends and ZIP 31763 begins
Leesburg is a city in Lee County, Georgia, outside Dougherty County, so Dougherty County figures do not describe it. The business statistics closest to the town come from ZIP 31763, the postal area named Leesburg. The town covers only about 2.0 percent of that ZIP's land, while all of the town lies inside it (U.S. Census Bureau 2020 ZIP code tabulation area relationship files). Every figure below is a ZIP figure and includes businesses outside town limits.
ZIP 31763 employers in the 2023 count
ZIP 31763 had 388 employer establishments in 2023, with 3,927 paid employees and an annual payroll of about $164.4 million; 54.1 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Establishments | Portion with fewer than 5 staff |
|---|---|---|
| Retail trade | 55 | 25.5% |
| Construction | 50 | 66.0% |
| Health care and social assistance | 46 | 45.7% |
| Other services | 38 | 55.3% |
| Accommodation and food services | 30 | 30.0% |
| Professional services | 29 | 72.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Construction close behind retail
Two things stand out in ZIP 31763. First, construction is nearly level with retail: 50 contractor establishments against 55 retailers, and two thirds of those contractors had fewer than five employees. Second, the retailers are larger than usual for the area; only about a quarter of them had fewer than five staff.
Small contractors usually ask about two costs: paying a crew and buying materials before a customer or general contractor pays, and replacing equipment. The first is often working capital or a credit line; the second, equipment financing, where the machine secures the deal.
Questions to settle before calling from Leesburg, GA
Two questions make the first call short. What exactly does the money buy, and when does the income that repays it arrive? A contractor in ZIP 31763 waiting on a progress payment has a different answer from a store restocking for a busy stretch, and the answer decides the structure. Have rough figures for both, plus your last few bank statements in reach. Partners may also confirm the business is active on Georgia's records, so check yours first.
Health care and food service in the ZIP
Health care and social assistance counted 46 employer establishments and accommodation and food services 30. Practices tend to fund equipment and bridge insurance claims; restaurants tend to fund kitchens and remodels. Larger retailers bring inventory questions: stock bought ahead of a season and paid down as it sells.
Licenses and records
A common search is whether Leesburg, GA requires its own business license or occupation tax registration, separate from Lee County. Partners do not issue either, but they may check that the business name and address on your records match the application.
State records matter as well; Georgia annual registration and the certificate of existence covers them.
Contacting Cablecroft from Leesburg, GA
Albany, GA is about 10.8 miles away, but requests start by phone at (229) 210-0891 or through the online form, the same way they do for owners in the city. Our Albany, GA page covers the office and the county figures, and the other nearby towns are summarized on the areas page.
Who Cablecroft Capital Group works with in Leesburg, GA
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Cablecroft Capital Group works with businesses like these in Leesburg, GA. Each partner still decides case by case.
What to gather before you call
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- You call (229) 210-0891 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Cablecroft Capital Group is based at 106 S Jackson St, Albany, GA 31701.
By Cablecroft Capital Group · Updated
