Cablecroft Capital Group, a small-business funding broker in Albany, Georgia, works from 106 S Jackson St with owners throughout Dougherty County; the Census counted 2,220 employer establishments there in 2023, 47.2 percent of them with under five employees (CBP). Lending partners make every credit decision and set every rate and term; we explain options and route requests.
| Office address | 106 S Jackson St, Albany, GA 31701 (Dougherty County) |
|---|---|
| Employer establishments | 2,220 in Dougherty County (CBP 2023) |
| Under five employees | 47.2% of them |
| No-payroll businesses | 8,272 (NES 2024) |
| Office ZIP 31701 | 617 employer establishments (ZBP 2023) |
Albany, GA, not Albany, NY
Fifteen other Census places share the name Albany, and two states have an Albany County. This page, and everything else on this site, is about Albany, Georgia, in Dougherty County. When you search for local records, add GA to the query; results for Albany, NY and Albany, OR crowd out the Georgia city otherwise.
ZIP 31701, where Cablecroft's address sits, is one of four ZIP codes whose postal name is Albany. Half of ZIP 31701's land lies inside the city, and the ZIP covers about a fifth of the city's land (U.S. Census Bureau 2020 ZIP code tabulation area relationship files).
Counting Dougherty County, GA employers
Dougherty County had 2,220 employer establishments in 2023, with 36,524 paid employees and an annual payroll of about $1.78 billion. Most were small: 1,048, or 47.2 percent, had fewer than five employees, and 1,829, about 82 percent, had fewer than 20. Only 58 had 100 or more (U.S. Census Bureau, County Business Patterns 2023).
Alongside them, 8,272 businesses reported no paid employees in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024). That is a different program and year, so the two counts are not added together.
| Sector | Establishments | Paid employees | Annual payroll |
|---|---|---|---|
| Retail trade | 431 | 6,193 | $200.9 million |
| Health care and social assistance | 322 | 7,910 | $484.9 million |
| Accommodation and food services | 225 | 4,796 | $89.6 million |
| Other services | 209 | 1,410 | $48.3 million |
| Professional, scientific and technical services | 194 | 1,789 | $119.6 million |
| Finance and insurance | 139 | 737 | $60.7 million |
Source: U.S. Census Bureau, County Business Patterns 2023. Manufacturing had only 60 establishments but 3,446 employees and about $238.0 million in payroll.
What ZIP 31701 holds near Jackson Street
ZIP 31701 had 617 employer establishments in 2023, with 10,451 paid employees. Retail trade led with 124, then health care and social assistance with 98, professional services with 71, other services with 67 and accommodation and food services with 62. Just over half, 50.7 percent, had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
These are ZIP figures, not city-limit figures: Albany spans several ZIP codes, and ZIP 31701 reaches beyond the city line.
Albany, GA residents in business for themselves
An estimated 6.9 percent of employed Albany residents were self-employed, plus or minus 1.2 points: 2.9 percent in their own incorporated business and 4.0 percent unincorporated. Dougherty County's estimate is 7.9 percent, plus or minus 1.2, and Georgia's is 10.1 percent, plus or minus 0.1 (U.S. Census Bureau, American Community Survey 2020-2024). Both local ranges sit below the statewide one; the city and county ranges overlap each other, so the data does not separate them.
Sector by sector: the costs that prompt a request
- Retailers, 431 employer establishments, buy stock ahead of sales: retail store financing and inventory lines.
- Clinics and dental offices, 197 ambulatory health care establishments, wait on claims and replace costly equipment.
- Restaurants, 176 restaurants and other eating places, juggle weekly supplier bills and kitchen equipment.
- Contractors, 99 construction employers, carry crews between draws; 32 new residential units were authorized by permit in 2025, down from 45 in 2024 (U.S. Census Bureau, Building Permits Survey).
Counts are Dougherty County figures from U.S. Census Bureau, County Business Patterns 2023. Funding by sector compares them, and the six structures lays out the options. Short gaps usually start with working capital; machines with equipment financing.
Business license, occupation tax and zoning searches in Albany, GA
Common searches here include the Albany, GA business license and its renewal, the occupational tax certificate, and the city's zoning map and building permits. Partners do not issue those records, but they often check that the name and address on them match the application.
The City of Albany's official website is albany.ga.us and Dougherty County's is dougherty.ga.us (both checked in our evidence pack on 2026-10-16). Before leasing space, read Albany, GA zoning and building permits before you lease.
Buying an Albany, GA business, or the building it sits in
Searches for businesses and commercial property for sale near Albany, GA are common. Buying a building is a commercial mortgage question, which we do not arrange. Buying an operating business, equipping it after the purchase, or carrying payroll through the handover can fit a term loan or another structure we explain.
Chamber, SBDC and other no-cost help near Albany, GA
Owners here often look for the Albany Area Chamber of Commerce and a Small Business Development Center office in Albany, GA. Cablecroft Capital Group has no affiliation with either. Southwest Georgia small business resources lists what to look for.
Reaching Cablecroft Capital Group
Ring (229) 210-0891, or write to 106 S Jackson St, Albany, GA 31701. Who we are explains how we work, the contact page repeats the details, and the towns around the county each have a summary.
Who Cablecroft Capital Group works with in Albany, GA
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Albany, GA business is something else, call and ask before you spend time on paperwork.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
How a request moves forward
- You call (229) 210-0891 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Cablecroft Capital Group is based at 106 S Jackson St, Albany, GA 31701.
By Cablecroft Capital Group · Updated
